Rate Discounts
To qualify for a COPOCO CCU Rate Discount, you must obtain 3 of the 5 COPOCO CCU products or services listed below.
| Rate Discounts | |
| Effective Date: 01.01.2021 | |
| Product & Service Options | |
| 1. Active VISA Credit Card (must be active of at least 6 months) | |
| 2. Direct Deposit of Net Pay | |
| 3. Purchase of Gap Insurance | |
| 4. Purchase of Credit Life and / or payment protection | |
| 5. Purchase of Mechanical Breakdown Insurance | |
- APR = Annual Percentage Rate | The APR you receive is based on your credit worthiness and the term of your loan
- Maximum of one (1) .25% APR "Rate Discount" per loan
- At no time shall any auto, recreational vehicle, or personal loan rate be booked below the floor rate of 2.25% APR
- All shares pledged loans will be booked at our floor rate of 2.25% APR
For more information contact our Loan Department:
Loans@copoco.org | 989-684-3640 | 800-572-0725