VISA® Credit Cards - COPOCO Community CU
COPOCO Community CU
COPOCO@HOME
Online Account Access 24/7

VISA® Credit Card

apply online

VISA Platinum features & benefits

  • Low 9.90% APR (Annual Percentage Rate)     
  • No annual fee
  • Uchoose Rewards
    • Earn 1,000 points for signing up | one 1,000 bonus point award per member account
  • Worldwide acceptance
  • Credit Line increases only upon your request & qualification
  • Payments* may be made:
            -  In person at the credit union office
            -  Online through www.copoco.org  COPOCO@home bill pay
            -  US Mail:  VISA
                               PO Box 1040
                               Bay City MI 48706

* Note payment postponement of funds availability:

Visa payments of $1,000.00 or less will have the funds available in 1 to 2 business days. Payments over $1,000.00 will have the funds available in 7 to 10 business days. However, interest will still be calculated according to payment process date, not funds availability date.

VISA® Platinum Disclosure

Online VISA Account Access

Online Access makes it easier and more convenient than ever to manage your credit card account:  

  • Make a payment
  • View my bill
  • View your statement history and recent transactions
  • Enjoy the convenience of 24 hour access

HELOC VISA®  (Home Equity Line of Credit)

COPOCO Community Credit Union NMLS ID# 184528

  • Secured by the credit in your home
  • 15 years to repay
  • Fees for closing costs, such as appraisal, recording fees, application fee, title insurance, and cancelation fee are waived at closing, but will be repayable to COPOCO Community Credit Union in the event you do not maintain an account balance during the first three (3) years of the draw period.
  • Low "Draw Period" payments
  • Possible tax savings

HELOC VISA® Platinum Application & Disclosure Available at our office location. 

 

 

Mary Beth Bli Kendra Christensen
Mary Beth Bli   Kendra Christensen
Consumer / Mortgage Officer Chief Operations Officer
NMLS ID #1370122 NMLS ID #1595957

 

 

 

 

 

 

 

 

 

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