| Fees & Charges | |
| Effective Date: April 1 2024 | |
| Name | Fee |
| Account Close within 90 days | $10.00 each |
| Reopen After CU Imposed Account Closure | $10. each |
| Account Reconciliation | $35.00 per hour |
| Account Research | $35.00 per hour |
| Account Statement Reprint | $5.00 per month |
| ATM Debit Mastercard Replacement | $10.00 each after One card FREE per year unless related to Fraud |
| ATM Fee - Foreign Transaction Fee | $1.00 each |
| ATM Fee - Non Member Surcharge | $2.00 each |
| Check (Sharedraft) Photocopy | $2.00 each | FREE request through COPOCO@home |
| Debit Card Dispute - Denied | $35.00 each |
| Debt Consolidation Processing Fee | $35.00 per application |
| Deposit Item Returned | $35.00 each |
| Document Shredding Service | FREE |
| Dormant Account Fee | $5.00 each per month following dormancy notice |
| Escheat Processing | $50.00 each or account balance if less than $50 |
| Garnishment Processing Fee | $35.00 each |
| Indirect Lending Late Payment | $15.00 or 5% of payment - the greater amount |
| IRA / ESA Annual Fee | $25.00 each |
| Money Order - up to $1000 | $1.50 each |
| Non-Sufficient Funds (NSF) Item | $35.00 each |
| Notary Public | FREE |
| Overdrawn Forced Transfer Item | $5.00 each |
| Overdraft Privilege Paid Item | $35.00 each |
| Overdrawn Debit / ATM, EFT & Point of Sale (POS) Transaction | $35.00 each |
| Pay by Phone -minimum $25 payment required | $15.00 each |
| Pre-authorized Payment | $10.00 each | Only available when electronic processing not offered |
| Return Mail Due to Invalid Address | $3.00 per month |
| Skip-A-Pay | $35.00 each | Available in Jan. or Aug. only |
| Share Draft / Checking Accounts | $2.00 minimum balance fee when the daily balance in the account falls below $300.00 any day of the month. This fee can be avoided with direct deposit. Ask for details. |
| Share Draft " FREE" COPOCO Branded Checks | 1 order FREE, annually with Direct Deposit, then $10 per order |
| Stop Payment Item | $35.00 each | FREE through COPOCO@home |
| Unlimited Transactions Per Account | FREE |
| VISA Platinum Late Payment Fee | $25.00 month |
| VISA HELOC Platinum Late Payment Fee | $30.00 month |
| VISA Replacement Card | $35.00 each | after 3rd reissue |
| VISA Gift Card | $2.95 each |
| VISA Statement Reprint | $5.00 each per month |
| Wire Transfer (domestic only) Incoming/Outgoing | $20.00 each |
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