How often should I get a copy of my credit report?

The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and Trans Union—give you a free credit report every year.  Consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You’ll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.  To get a free copy of your credit report, visit AnnualCreditReport.com.

You may access your Credit Score through COPOCO@Home Online Banking.  Credit Score, (Credit Sense) powered by SavvyMoney®, is a tool that provides you with ongoing access to your credit score, along with recommendations to improve it. This comprehensive service not only helps you stay on top of your credit score, it monitors your credit report and will send you alerts when something changes