Certificate Account Rates |
Effective Date: Tuesday, April 1st, 2025 |
Term | Min. Deposit | Annual % Yield | Dividend Rate |
3 Month |
$1,000.00 |
0.10 APY |
0.10 |
6 Month Money Market |
$2,500.00 |
1.00 APY |
1.00 |
9 Month |
$2,500.00 |
0.20 APY |
0.20 |
10 Month |
$1,000.00 |
4.00 APY |
4.00% |
10 Mo Certificate Account will auto renew to 1 year Certificate Account Term and Current Rate |
1 Year |
$500.00 |
2.50 APY |
2.50 |
1 Year Youth |
$50 / $5 adds |
2.50 APY |
2.50 |
18 Month |
$500.00 |
3.00 APY |
3.00 |
24 Month** |
$5,000.00 |
.40 APY |
.40 |
**Your 24 month certificate will not automatically renew if a penalty-free withdrawal taken during the 24 month term has caused the certificate's maturing balance to be less than $5,000. In such case you will have the 10 day grace period to return the balance to the minimum opening balance of $5,000 or the certificate will redeem to your share account. |
36 Month |
$1,000.00 |
0.60 APY |
0.60 |
48 Month*** |
$5,000.00 |
0.65APY |
0.65 |
***A one-time increase (bump-up) of the interest rate is allowed during the certificate term. See 48 month Term Share Certifcate disclosure for specific details. |
5 Year |
$500.00 |
1.75 APY |
1.75 |